The Scheme is funded by contributions paid by Scheme members. The amount of contribution paid by a Scheme member is calculated based on the amount of protected deposits held with the Scheme member and the supervisory rating assigned to the Scheme member by the HKMA. The Board has secured a standby credit facility from the Exchange Fund to meet any liquidity requirements arising from a need to pay compensation to depositors. These payments will be recoverable from the liquidation of the failed Scheme member.